Stripe fee calculator
See how much of each charge Stripe keeps. Rates are standard published rates with the date they were last verified.
Standard published rates, last verified 2025-06-01. Estimates only — your negotiated or local rates may differ.
You receive
$18.02
Total fees $0.98 — 5.18% of the charge.
- Processing
- $0.85
- Billing
- $0.13
- Tax
- $0.00
- Total fees
- $0.98
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How Stripe fees add up
The fixed fee per charge matters most on small plans: on a low monthly price it can be a large share of the total. Annual billing reduces the number of charges and with it the fixed-fee share.
Fees are cost of goods sold
Payment fees scale with revenue and are paid on every sale, so they belong in COGS when you calculate gross margin. Read why Stripe fees are COGS.
About these rates
These are standard published rates and are estimates. Your account may have negotiated, interchange-plus or local rates; check your Stripe dashboard and the Stripe pricing page.
Frequently asked questions
Does Stripe charge fees on refunds?
Policies vary by region and have changed over time; check your balance transactions. MarginMeter reads the actual fee on each transaction.
Is Stripe Billing always charged?
Only if you use Stripe Billing for subscriptions or invoices. Uncheck it if you only use one-off payments.
Related tools
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